Social Security seems to be on shaky ground to younger investors.
At the rate it is going, the programme will have to start giving out less money in 2034.
The goal of Social Security is to replace about 40% of your income.
Calculated by taking the average of how much you made each month during your 35 best years of work and adjusting for inflation.
Depending on when you claim your benefits, the amount you get will change.
Full retirement age is 67 for people born in 1960 or later.
You can choose to start getting benefits as early as age 62, but doing so could cut the amount you get by up to 30%.
If you delay retirement past your full retirement age, you'll receive an 8% annual boost to your payout until your benefit maxes out at 70.
Taking Social Security sooner or later can make sense depending on how much money you have.
But no matter when you retire, it's important to make sure you're getting the most benefits you're entitled to.
And that means you need to make sure the Social Security Administration has the right information about you right now.